What Cape Coral homeowners want to know
What folks ask us before they call: cost, permits, insurance, the law and materials.
What will a new roof run me in Cape Coral?
On an average 2,000–2,400 square-foot home here, 2026 prices land at $13,000–$24,000 for shingle, $22,000–$48,000 for metal and $30,000–$52,000 for concrete tile. Keeping your tile and redoing the underlayment costs $16,000–$30,000. Our cost guide breaks it down.
Can I finance it?
You can. You're approved before work begins, with no penalty for paying early. See our insurance & financing page.
What's the My Safe Florida Home program?
A state program for older homesteaded houses that matches 2-to-1, up to $10,000, on wind-mitigation upgrades, the code parts of a re-roof included. Here's how it works.
Is the person who shows up licensed?
Yes. In Florida, roofing has to be done by a state-licensed roofing contractor, and every job set up through this site is. We'll send the license number with the insurance certificate before anything starts, so you can look it up at myfloridalicense.com.
Who takes care of the permit?
We do, under the roofing license, for every re-roof, every re-underlayment and any repair bigger than a square. It's filed with the City of Cape Coral or Lee County, or with Fort Myers, Fort Myers Beach, Sanibel, Bonita or Estero. We book the inspections and get the permit closed.
How does the 25% rule affect me?
It hinges on when your roof was permitted. After March 1, 2009, only the damaged sections need fixing to code. On an older roof with more than 25% damaged in a year, the entire roof has to come up to code. More in our 25% rule guide.
Could my insurer turn me down because my roof is old?
Not on age alone while the roof is under 15. Past 15, an inspection showing five years of life left keeps you covered. Citizens uses 25 years for shingle and 50 for tile or metal. See our roof age guide.
If I file a claim, will you be there when the adjuster comes?
We will, up on the roof at their appointment. We handle the documentation; whether to file is up to you. Florida law bars roofers from soliciting claims, waiving deductibles and taking assignment of benefits, so we do none of the three.
Can you do my wind mitigation inspection?
Sure: the OIR-B1-1802 form, with attic photos. It's $99–$150 on its own and free with any roof we replace.
Does the inspection cost me anything?
Not a cent. We check the roof and attic, take photos and write it up. The report's yours to keep, even if you never hire us.
My tile roof leaks. Is it the tile or what's beneath it?
On most Cape Coral tile roofs, it's the underlayment. We'll lift a few tiles during the inspection so you can see for yourself. Redoing just the underlayment keeps your tile and runs about half the cost of new tile.
Should my metal roof be aluminum or steel?
Within a couple of miles of salt water, aluminum. Farther inland, Galvalume steel. Either one comes in a Kynar 500 finish.
Do you handle HOA and condo buildings?
We do: assessments for reserve studies, wind mitigation building by building, and scheduled re-roofs. Our commercial roofing page has more.
How many days will my roof take?
One to two days for shingle, two to four for metal, three to six for tile, if the weather plays along. This is Florida, after all.
Can I really call in the middle of the night?
You can. Your call is picked up at any hour, then a real person calls you back with a time, not a voicemail. Emergency tarping runs around the clock too.
Where's your home base?
Right here in Cape Coral. No showroom; we come out to you, anywhere in Lee County.